Before you make that offer on your dream home you must make sure that you come prepared. Having a pre-approval is a big part of that process. Having a bad credit score can hold up that process.
Do you know what your credit score is? Do you know what affects your score. Many things you do in your daily lives affect your credit score for good or bad. A few things that can lower your scores are large credit cards balnces and not paying your bills on time. Check out the article below from Boston.com for more information on how to raise your credit score.
When you are ready to buy your dream home Call Sweeney & O'Connell Real Estate 781-643-7478 or go to our web site sweeneyandoconnnell.com to contact one of your real estate agents. We look forward to helping you with all your real estate needs.
HOW TO RAISE YOUR CREDIT SCORE
Credit scoring is a method lenders use to make lending decisions. Your credit score is a numeric value based on the information in your credit report. It tells lenders how likely you are to repay loans and credit card bills on time. It affects whether you can get credit and how much you pay for that credit. Click here for the rest of the article @ Boston.com